The 5%ers vs FTMO: Which Prop Firm Is Better?
The 5%ers vs FTMO: Direct comparison of pricing, profit split, payout speed, rules and trader experiences. Which Israeli firm beats the Czech leader?
FTMO (Czech Republic, since 2015) vs The 5%ers (Israel, since 2016) — two of the oldest and most trusted prop firms face off. Both are proven, both have strong track records. But which is actually better for your trading? We analyze pricing, rules, payouts, and real experiences side-by-side.
Quick Comparison Table
| Criterion | The 5%ers | FTMO |
|---|---|---|
| Founded | 2016 (Israel) | 2015 (Czech Rep.) |
| Model | 1, 2, or 3-Step | 2-Step only |
| Entry Fee ($10K) | $78 (with code) | $89 |
| Profit Split | up to 100% | 80–90% |
| Max Drawdown | 10% (HighStakes) | 10% |
| Daily Drawdown | 5% (HighStakes) | 5% |
| Profit Target | 10% + 5% | 10% + 5% |
| Payout Frequency | Weekly | Monthly |
| No Time Limit | Yes | Yes |
| Scaling | Up to $4M | Up to $400K |
| Trustpilot Rating | 4.8/5 (1,148 reviews) | 4.8/5 (12,000+ reviews) |
Pricing: The 5%ers Wins
- The 5%ers $10K: $78 with code QRLE1NS1XL (saves 30%)
- FTMO $10K: $89 (no discount available)
- Savings: The 5%ers $11 cheaper, plus 30% code works on all sizes
Scaling example at $50K:
- The 5%ers: $309
- FTMO: $345
- Advantage: The 5%ers by $36 per account
Winner: The 5%ers — cheaper entry, permanent 30% discount code available.
Profit Split: The 5%ers Dominates
- The 5%ers: Up to 100% from day one
- FTMO: 80% initially, 90% after first payout
Difference on $100K account earning $5,000/month:
- The 5%ers: $5,000 (you keep everything)
- FTMO: $4,000 (80%) then $4,500 (90%)
- Difference: The 5%ers saves you $500–$1,000/month
Winner: The 5%ers — significantly better profit split structure.
Payout Speed: The 5%ers Wins Again
- The 5%ers: Weekly payouts — withdraw anytime
- FTMO: Monthly payouts — first payout after 14 days
If you need cash flow for living expenses, The 5%ers' weekly frequency is major advantage. You don't wait 30 days to access profits.
Winner: The 5%ers — faster withdrawal frequency.
Rules & Trading Flexibility: FTMO Slightly Better
- News Trading: The 5%ers restricted; FTMO allowed
- Hedging: The 5%ers banned; FTMO restricted
- EAs: Both allowed
- Weekend Holding: FTMO allows; The 5%ers allows
FTMO's allowance of news trading is major advantage for event-based traders. The 5%ers' daily loss limit (3–5%) is tighter than FTMO's 5%, squeezing volatile traders.
Winner: FTMO — more flexible on news and hedging.
Scaling Potential: The 5%ers Dominates
- The 5%ers: Scale to $4,000,000 across accounts
- FTMO: Scale to $400,000
For traders serious about building serious capital, The 5%ers' $4M cap is 10x better. This is huge advantage for professional traders.
Winner: The 5%ers — much higher scaling ceiling.
Trustworthiness & Support
- The 5%ers: 4.8/5 stars, 1,148 reviews, Israeli firm
- FTMO: 4.8/5 stars, 12,000+ reviews, Czech/EU-regulated firm
Both are legitimate, but FTMO has more historical reviews and EU regulatory backing. The 5%ers is equally reliable but younger reputation.
Slight edge: FTMO — more third-party verified track record.
Who Should Choose Each?
Choose The 5%ers If:
- You want 100% profit split (best possible)
- You need weekly payouts (cash flow matters)
- You're building multiple large accounts (scaling to $4M)
- You want cheapest entry with discount code
- You avoid news trading and hedging anyway
Choose FTMO If:
- You trade news events (NFP, FOMC, etc.)
- You need hedging strategy
- You value maximum regulatory assurance (EU-based)
- You prefer monthly payout routine
- You need proven 12,000+ review track record
Head-to-Head: Monthly Earnings Comparison
Assuming $50K account, 3% monthly profit ($1,500):
| The 5%ers | FTMO | |
|---|---|---|
| Your Earnings/Month | $1,500 (100%) | $1,200 (80%) then $1,350 (90%) |
| Initial Cost | $309 | $345 |
| Payback Period | 5 days | 3.5 days (month 1), then faster |
| Annual Difference | — | The 5%ers nets ~$1,800 more/year |
Over 12 months at steady 3% monthly profit, The 5%ers keeps you $1,800+ more in pocket.
Verdict: Which Is Better in 2026?
The 5%ers is better for most traders. Lower prices, 100% split, weekly payouts, and massive scaling potential outweigh FTMO's slight regulatory advantage. FTMO remains excellent for news traders and those requiring EU legal backing.
Choose The 5%ers if you're disciplined, don't trade news, and want maximum earnings. Choose FTMO if you need news trading or maximum regulatory certainty.
➤ Start with The 5%ers (use code QRLE1NS1XL for 30% off) or compare more on our provider directory.